Use Your Dental Benefits Before the Year Ends
With the holidays just around the corner, now may be the perfect time to take advantage of your dental insurance benefits. If your dental plan is like most and runs on the calendar year, then your benefits typically reset after the holidays, each year. Most dental plans have a maximum coverage amount allocated per year; therefore, if you have any remaining funds in your plan and expect to be in need of a procedure in the near future, it would be wise to put these benefits to good use. This is especially a good idea since any unused benefits or dental dollars do not roll over into the new year. Since most insurance companies have a deadline of December 31 before the benefits of that year reset, you may find that there has never been a more ideal time to schedule a visit with Waterford Family Dental Care this holiday season.
Save Money on Necessary Treatment
Your dental benefits should never be wasted when you have standard procedures that still need to be taken care of, such as fillings, implants, or crowns. These are prime examples of how individuals can put their benefits to good use. Once you determine how many dental benefits you have remaining, you can find out how much you will have to pay and if you can have a majority of the procedure paid for by your insurance. It is also possible to divide a procedure into two phases, in which your dentist could do some of the work before the end of the year, and complete the procedure the next year once the benefits reset. If considering this option, it may be wise to consult with your dentist first to ensure that they can divide your procedure into two parts.
Get Preventive Care
Taking the initiative with your health is an efficient way to save time and money by scheduling preventive visits. Once you have used your benefits to ensure that the necessary treatments and procedures are taken care of, you can make use of your remaining benefits by putting them toward preventive care, which may include x-rays, fluoride treatments, and cleanings. This is also a smart option in that the preventive care can detect dental issues before they progress to a more serious issue. By preventing an issue from potentially worsening, you will save yourself significant time, stress, and money.
If you find that you still have remaining benefits from this current year in your dental insurance plan, then you can treat yourself this holiday season by taking advantage of your dental dollars. If you are unsure of how many benefits you have remaining or have any additional questions, call our office or your dental insurance company for more information. Make this holiday season extra special with the perfect smile! We serve patients living in Waterford, Michigan, and the surrounding areas.